Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish a safe read (readOnlyHint=true, destructiveHint=false), so the description's job is supplementary — and it delivers by disclosing the next-year default and the hard 366-day range cap. It does not describe pagination or result ordering, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.