Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior. The description adds the crucial exclusive-counting rule ('start date is day 0') and clarifies that 'today' is resolved in tz, which are behavioral details beyond the structured fields and not contained in annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.