Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the baseline is 3. The description adds the 'invoice date = day 0' clarification and the concept of roll-forward, which are not explicitly in the schema's net or roll descriptions. However, this is modest added value since the schema already explains parameters well.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.