Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description's added value is the 50-item hard cap and the recency-based ordering. Those are genuinely useful behavioral facts beyond the structured fields, though the default limit of 10 is left to the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.