Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so safety is covered. The description adds genuinely useful behavioral context beyond that: prices may have moved since the scan and an arb can close at any time, which warns the agent the data is stale and volatile. It does not cover pagination or result limits, but the staleness warning is real added value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.