Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive, so safety is covered. The description adds valuable behavioral detail beyond that: it does not send a message or create a booking, and it discloses auth requirements for each path (SMS verification plus a private short-lived proof for history; SMS code and detail review for booking). The only gap is what happens after the form is submitted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.