Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuinely useful behavior the annotations cannot: prices are non-binding and final pricing is confirmed on-site before work begins. It stops short of return-format or coverage scope details, but the added pricing caveat is material.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.