Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this a safe, idempotent read, so safety needs no restating. The description adds genuinely useful context: the underlying data source (closed sales), the statistical method (interquartile middle half), and an interpretive caveat that the result is not an appraisal — which tells the agent how to present the number.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.