Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose meaningful behavior: this performs a real write attempt, has real cost, and has a per-operator trial limit. What it omits is what exactly gets written, whether anything is cleaned up, and how failures other than 'forbidden-throws' manifest.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.