Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), and the description adds substantive behaviour beyond them: the billing model (per synthesis call, one call per 5000 characters), the conversion rate (1 credit = $0.10), the 1-credit minimum, and that the call itself is free. That is exactly the non-obvious information an agent needs before committing to a paid synthesis.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.