Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (readOnlyHint=false, openWorldHint=false), the description discloses the cost model (testers × 15 credits, held in escrow, unused refunded) and an auth requirement ('needs a token'). That is real behavioral context an agent cannot get from the structured fields, though it omits what happens on failure or partial campaigns.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.