Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (destructiveHint=true, idempotentHint=true), the description adds important behavioral context: the operation is a soft-delete, only the owner may perform it, and no credit is refunded. This meaningfully enriches what the agent can infer from the annotations alone.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.