Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true and readOnlyHint=false, so the agent knows this is an irreversible-per-item write. The description contributes the authorization boundary (only notifications sent by or received by the caller's own account) and the single-item granularity, which are genuine additions beyond the annotations. It does not state whether deletion is permanent or how failures on foreign ids are reported, so it stays at a solid 3.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.