Does the description clearly state what the tool does and how it differs from similar tools?
States a specific resource (credit costs per action, pay-per-use) and verb-like function (show how many credits each operation consumes). It is distinguishable from onto_credit_balance, onto_credit_chargeup, and onto_credit_checkout, but the trailing 'EN: credit, balance, pricing, billing, top-up, checkout' keyword blob overlaps with those siblings' domains and muddies differentiation.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.