Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so safety is covered; the description goes further by explaining that profiles carry shipper/return addresses and carrier credentials, that CarrierInfo is read-only, and by disclosing two non-obvious behaviors (BillThirdParty=true suppresses rate quotes on UPS/FedEx; InheritedFromMaster=true borrows master credentials). That is real value beyond the annotations, though it says nothing about result volume or pagination.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.