Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so the safety profile is covered. The description adds genuinely new behavioral context not in the structured fields: personal notes remain on the user's device and are neither read nor submitted, which bounds what the tool touches. Return values are covered by the output schema, so no further disclosure is required.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.