Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety bar is met structurally. The description adds genuinely useful behavior beyond them: returned values are REDACTED, the result is a signed object, and the call costs $0.5 USDC — a pricing signal no annotation conveys.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.