Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (non-read-only, non-destructive, non-idempotent, closed-world). The description adds that the result is a draft, that ownership is bound to the signed-in user, that the stream is free, and that paid pricing is out of scope — context not present in the annotations. It stops short of stating auth/permission requirements or duplicate-name behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.