Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false and idempotentHint=true, so the mutation/idempotency profile is covered. The description adds value beyond structured data by disclosing the hidden side effect: a signature is generated per teammate from the group's template. It does not say what happens to an existing signature or whether template absence causes failure, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.