Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint, destructiveHint, and openWorldHint, so the safety profile is covered. The description adds meaningful behavioral value by enumerating the returned fields (name, email, billing/shipping address, total orders, total spent, avatar URL), which is important given the absence of an output schema. It stops short of describing auth requirements or error behavior, so a 4 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.