Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower, and the description adds real behavioral context: ordering is most-recently-edited first and pagination defaults to 20 per page. It does not need to restate the read-only nature given the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.