Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is covered. The description still adds meaningful context beyond that: no charge is made and no stock is reserved, clarifying the non-mutating semantics in domain terms. It omits failure behavior for an invalid SKU, but the added value is real.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.