Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With readOnlyHint, openWorldHint, and idempotentHint already declared in annotations, the description adds meaningful context on top: the required 'finance.view' auth scope, newest-first ordering, the 50-item cap, and that responses carry pagination.total and has_more. This gives the agent a concrete picture of the call's behavior and response contract.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.