Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the read-only, idempotent, non-destructive profile, so the bar is lower. The description still adds real value by disclosing that creations may carry external_id to match a request-creation result 'still being saved' — i.e. eventual consistency and possible partial visibility, which the annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.