Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, closed-world), and the description layers on genuinely new behavior: the disambiguation policy (auto-pick a clear top match, ask the user when ambiguous), the user-facing presentation rule (show name/type/country/region, never internal IDs), and the ID lifecycle ('conversation-scoped until a persistence capability owns them'). None of that is derivable from the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.