Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true, destructiveHint=false, so the trailing 'Read-only' earns no credit. The description does add useful behavioral context about what the response contains (the metric set and cancellation reasons), but says nothing about currency, currency conversion, timezone/boundary handling, or whether it reflects live vs. cached Stripe data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.