Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is covered structurally; the description's useful addition is the parenthetical listing which fields come back. It does not mention behavior on a missing/invalid ad id, cross-account resolution, or rate limits. With annotations carrying the safety load, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.