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Stratalize Real Estate

get_storm_event_history

Read-only

Use when quantifying climate-related financial risk for insurance underwriting, real estate acquisition due diligence, ESG climate risk disclosures, or board-level climate briefings. Returns NOAA's official tally of billion-dollar weather disasters — hurricane, flooding, tornado, wildfire, winter storm — with event frequency, total economic losses, deaths, and trend direction. The same dataset cited by reinsurers, the Federal Reserve Financial Stability Report, and the SEC climate disclosure framework. Example: Texas 10-year history — 31 billion-dollar events, $174B total losses, frequency increasing — highest insured loss exposure of any US state. Source: NOAA NCEI Billion-Dollar Disasters.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
stateNoUS state name or abbreviation. Omit for national summary.
years_backNo

TDQS

A3.6/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true and destructiveHint=false. The description adds context about the data source (NOAA NCEI) and authority, but does not disclose potential limitations or behavioral nuances beyond what annotations imply. The added value is moderate, not rich.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is front-loaded with usage and purpose, includes a useful example and source. The 'cited by' sentence adds credibility but is not strictly necessary for tool invocation, making it slightly less concise than ideal.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given no output schema, the description sufficiently explains return contents (frequency, losses, deaths, trend direction) and provides an example. It covers usage, output, and source but lacks explicit parameter details and potential 'when-not-to-use' guidance, which would make it more complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 50%; state is described but years_back is not. The example ('Texas 10-year history') indirectly implies how parameters map, but the description never explicitly explains years_back. It adds some meaning beyond the schema but does not fully compensate for the gap.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states what the tool returns: 'NOAA's official tally of billion-dollar weather disasters' with specific outputs (frequency, losses, deaths, trend). However, it does not explicitly distinguish itself from sibling tools like get_noaa_disaster_economics, so it lacks explicit sibling differentiation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The opening sentence gives explicit use cases: 'insurance underwriting, real estate acquisition due diligence, ESG climate risk disclosures, or board-level climate briefings.' It provides clear context but does not mention when not to use it or name alternatives, so it misses the top score.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A3.9/5.0
Disambiguation5/5

Each tool targets a specific real estate metric or data source, with detailed descriptions and examples that clearly differentiate them. Even the four climate-related tools serve distinct purposes: composite risk, macroeconomic losses, historical storm tally, and short-term weather scheduling risk. The only potential overlap is between get_noaa_disaster_economics and get_storm_event_history, but their descriptions clarify different use cases.

Naming Consistency5/5

All 19 tools follow the exact same 'get_' prefix with lowercase snake_case descriptive suffixes. No mixed conventions, no irregular verbs, completely predictable pattern. This makes the tool names easy to learn and reliably distinguishable.

Tool Count4/5

19 tools is on the higher end for a data retrieval server, but the domain encompasses pricing, rents, costs, debt, climate, development, and market metrics, justifying a broad catalog. The four climate tools could arguably be consolidated, but each has a distinct use case and data source, making the count reasonable for a comprehensive real estate benchmark server.

Completeness4/5

The server covers the core real estate lifecycle: acquisition (cap rates, climate risk), development (construction costs, pro forma), financing (debt benchmarks, mortgage rates), operation (property operating, tax), and market analysis (supply, rents, residential, REITs, NCREIF). Minor gaps exist such as transaction volume data or sub-market specific leasing indicators, but the coverage is extensive for benchmark-oriented use cases.

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