get_storm_event_history
Use when quantifying climate-related financial risk for insurance underwriting, real estate acquisition due diligence, ESG climate risk disclosures, or board-level climate briefings. Returns NOAA's official tally of billion-dollar weather disasters — hurricane, flooding, tornado, wildfire, winter storm — with event frequency, total economic losses, deaths, and trend direction. The same dataset cited by reinsurers, the Federal Reserve Financial Stability Report, and the SEC climate disclosure framework. Example: Texas 10-year history — 31 billion-dollar events, $174B total losses, frequency increasing — highest insured loss exposure of any US state. Source: NOAA NCEI Billion-Dollar Disasters.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| state | No | US state name or abbreviation. Omit for national summary. | |
| years_back | No |