Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, non-destructive, closed-world, non-idempotent behavior, so the bar is lower. The description adds one genuinely useful trait annotations do not carry: that access requires an x402 payment authorization. However, it gives no cost, credit, rate-limit, or pagination detail, and 'Purchase' sits in tension with readOnlyHint=true (payment vs. pure read).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.