Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world behavior, so the safety profile is covered. The description adds real context beyond that: "No credentials needed" discloses the auth requirement, and it describes what is returned (table counts and availability).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.