Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true and destructiveHint=false, so the safety profile is covered. The description adds only the word 'latest', hinting at freshness but disclosing nothing about caching windows, refresh cadence, or whether the premium is computed from live spot data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.