Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose the safety profile (readOnly=false, destructive=true, idempotent=true, openWorld=true), so the bar is lower. The description adds useful context — the signature is 'optional', the claim must be 'owned' and 'historical', and arena capture snapshots/receipts are sealed — but it never explains why the operation is destructive or what changes as a result.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.