Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description goes well beyond the annotations by disclosing credit-based billing, permanent organizational unlock, repeat-view idempotency, locked-result behavior, and differences based on linked-account status. These are material behavioral traits not visible from the schema, and they align with the idempotentHint=true and readOnlyHint=false annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.