Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With annotations present, the description still adds useful context beyond them: a maximum size, the fact that business records are not changed, the untrusted-data warning, and the target API. However, it does not explain duplicate handling, overwrite behavior, or retention despite idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.