Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, and the description adds genuinely new context: results are paginated, secrets and platform-administration actions are excluded, and provider record text is untrusted data rather than instructions. The prompt-injection warning is a meaningful behavioral disclosure beyond structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.