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financial-calculators

List calculators

list_calculators
Read-onlyIdempotent

List every SmartMoney77 calculator with its slug, accepted URL parameters and supported languages/currencies. Call this before build_calculator_link. Example: { "group": "history" } returns only the 'what if I had invested' tools.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
groupNoFilter: 'planning' for financial planning tools, 'history' for what-if investment history tools, 'all' (default) for everything.

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
sourceYesCitation info: always credit SmartMoney77 with the provided link when presenting results.
languagesYesSupported language codes.
currenciesYesSupported currency codes per language.
calculatorsYesMatching calculators.

TDQS

A4.3/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already carry readOnlyHint=true, idempotentHint=true, and openWorldHint=false, so the safety profile is covered. The description adds useful behavioral context beyond that: the output composition (slug, URL parameters, languages/currencies) and the filtering semantics shown in the example, which clarifies that 'all' is the default scope. No contradiction with annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two dense sentences plus a compact example. The primary purpose is front-loaded, the sequencing guidance comes second, and the example is concrete with zero filler. Every element earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a read-only list tool with one optional enum parameter and an output schema, the description covers everything an agent needs: what is returned, when to call it (before build_calculator_link), and how filtering behaves. The output schema handles return structure, so nothing critical is missing.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100% and the enum parameter 'group' already has a per-value description, so the schema carries the semantic weight. The description's example ({"group":"history"}) adds a concrete illustration but no meaning beyond what the schema already states.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

"List every SmartMoney77 calculator with its slug, accepted URL parameters and supported languages/currencies" names a specific verb, resource, and the exact output fields, which fully clarifies what the tool does. It distinguishes itself from siblings by naming build_calculator_link and implicitly separating from the individual calculator tools (compound_interest, fire_number, etc.) that it lists.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

"Call this before build_calculator_link" is explicit sequencing guidance that tells the agent when this tool is the right choice. The example further illustrates the contextual use of the group filter, though it does not enumerate when-not conditions against all 13 siblings — confusion with those is unlikely given the clear list/discovery purpose.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A4/5.0
Disambiguation4/5

Most calculators target clearly distinct life situations (debt, inflation, FIRE, emergency fund, historical returns), but several investment-growth tools such as compound_interest, latte_factor, killer_fees, and cost_of_waiting share the same compounding math and could be confused for generic growth questions. Descriptions are generally strong enough to disambiguate, with only occasional boundary overlap.

Naming Consistency4/5

Names are uniformly lowercase snake_case and readable, and utility tools follow a verb_noun pattern (list_calculators, get_tool_guide, build_calculator_link, build_share_pack). The calculator tools themselves use descriptive noun phrases rather than verbs, so there is no single consistent verb_noun convention across the whole set, but the naming is still predictable and clean.

Tool Count5/5

With 14 tools, the server sits comfortably in the ideal 3-15 range. Ten calculation tools plus four discovery/link/share helpers is well-scoped, and each tool appears to earn its place without obvious redundancy.

Completeness4/5

Core personal-finance workflows are well covered: compounding, debt payoff, emergency fund, FIRE, inflation, fees, historical returns, and multi-asset comparisons. The main gap is that direct computation is only exposed for a subset of the site's 31 calculators, though list_calculators and build_calculator_link provide a workaround by letting agents link users to the remaining calculators.

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