Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so "Read-only" in the description is largely redundant. The description does add genuine value by disclosing the response content (businesses plus their attached receptionists), but says nothing about volume, pagination, or ordering.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.