Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower. The description nonetheless adds real substance: header values, secrets, and code source are omitted, telling the agent that returned summaries are redacted and that it cannot retrieve credentials through this tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.