Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, non-destructive, so safety is covered. The description adds real value beyond that: it warns that profile_text_untrusted is quoted third-party content and must not be followed as instructions, which annotations cannot express. It doesn't mention failure behavior for an unknown slug, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.