Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/non-destructive, so the description is free to add operational context instead. It does: 'Free' discloses cost, and 'Needs the read scope' discloses the auth prerequisite — both beyond annotations. No return-shape detail, which is fine given an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.