Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, non-open-world), so the bar is lower. The description still adds real behavioral context: some fields may be withheld ('registered address (when shown publicly)') and an attribution obligation exists ('open-data attribution to include when presenting it'), which the agent would not otherwise know.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.