Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and closed-world scope, so the safety profile is covered. The description adds real behavioral value beyond that by warning that plain-text mode will corrupt non-text bytes — a failure mode no annotation encodes. It stops short of covering error behavior for missing files.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.