Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered structurally. The description adds genuinely new behavioral information beyond that: it never returns secret values, only a masked hint — a critical disclosure that prevents the agent from assuming it can retrieve usable credentials.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.