Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnlyHint, idempotentHint, destructiveHint=false, openWorldHint=false), so the description's added value is the trust boundary: the result is a format/checksum verdict, not a registration confirmation. That is exactly the caveat an agent needs before reporting an outcome to a user; it doesn't discuss failure modes for malformed input, but the gap is modest.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.