Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuinely useful context beyond that: it discloses the returned fields, the 'had numbers at the last snapshot' freshness caveat, and the two-step workflow with get_area_pricing. It does not mention pagination behaviour, though limit/offset in the schema largely cover that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.