Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world behavior, so the bar is lower. The description adds genuinely non-structured context: the number is used for lookup only and is neither stored nor returned (a privacy guarantee), plus the longest-prefix matching rule.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.