Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a safe, idempotent read, so the description correctly spends its words elsewhere: it discloses the quarterly cadence, that values are never interpolated, that each snapshot is exactly one point, and that CC BY 4.0 attribution is required. Those are non-obvious traits an agent could not infer from the schema or annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.