Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, non-destructive, non-idempotent, closed-world, so the safety profile is partly covered. The description adds genuinely non-redundant context: it excludes profile content and personal details unless the user asks, states the user's words travel verbatim, and describes the reply shape (receipt or failure sentence) plus a cost hint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.