Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose key traits: evidence is 'actual' bars, the x402 price is consumed, and no orders are executed. What it omits is material for an agent: whether the call is read-only, whether it incurs the x402 charge itself, what happens on insufficient evidence, and whether WAIT is a valid return rather than an error.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.