Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and idempotentHint, so the safety profile is covered. The description adds genuinely new behavioral facts beyond that: the call is free, no payment transaction occurs here, and the response carries the header names an agent needs to construct the out-of-band HTTP payment.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.